4 Reasons Why Financial Aid and Scholarships Are More Important Than Ever

Posted by Willow Tufts | Posted in Education | Posted on 24-06-2016

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We think it’s important that you understand the bigger picture as to why scholarships have become so essential to the majority of students who want to graduate with a college degree and why it’s imperative that you understand that scholarships can be vital to your post-college success. Here are the top five reasons why you can’t afford not to apply for scholarships now.

1) College Costs A LOT More Than It Used To

17123240849_14b0883f48_b scholarshipsAccording to The National Center For Education Statistics, in 1984 the average tuition price of a 4 year institution was $4,747. As of 2014, the cost for the same was $24,706. Wow. As you can see, in 1984, it was entirely possible for a student to work their hardest and come quite close to covering the cost of school. But today, it isn’t even remotely possible today. According to my math, the maximum hours that a full time student could work would be 30 hours a week. With 52 weeks a year, that is 1,560 working hours a year. Keep following me… with tuition being on average $24,706 a student would need to make $15.84 an hour. Now lets just pause and think about that for a second; who on Earth is going to hire an 18 year old college freshman and pay them $15.84 an hour? Much less the amount of money that they would have to pay them to also cover the cost of their food, housing, utilities, and other expenses of the average human. That would be minimum of $20 an hour.

Now with all of that in mind, its making scholarships look more and more crucial isn’t it?

2) The Cost Of College Living Is Up

Living at college is a whole other ball game than living anywhere else. Students pay an arm and a leg just to have a place to lay their head and a freezer to store their pizza rolls. Rent can be anywhere from $600 to $1500 a month for the most basic of living spaces in a college town. And on-campus housing isn’t any more forgiving. Dedicating time to searching for the right scholarships or grants can be a life saver for your wallet and your future.

3) State Support For Students Has Decreased Substantially

Although it looks like America may have weathered the recession (let’s hope), many states are still struggling from the economic slump and most have made large cuts in public service funding, including higher education. As a result, public colleges and universities have increased tuition, meaning you’re probably going to pay more now.

48231671430_e83d55aa51_b scholarships) Without Scholarships, You Will Owe A LOT Of Money

One quarter of the U.S. population—70 million people—owe a collective $700 billion in student loan debt. Sounds like a lot, doesn’t it? It is. According to the Institute for College Access and Success, the average college graduate has acquired $24,000 in student loans by the time they graduate, and that figure is likely to increase.

 

Now that you fully understand the serious nature of this, don’t lose hope. There are resources for you to get the scholarships and grants that you need. The Sub Prime Credit Store’s experts will connect you with every available scholarship and financial resource in your state as well as National government agencies, local grants and scholarship funds. With their help, going to school won’t be an obstacle, but an opportunity.

 

 

 

 

Why It’s Important To Go Back To School For A Higher Education

Posted by Willow Tufts | Posted in Education | Posted on 15-06-2016

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It’s a little different to come straight from High School  into a higher education program, rather than feeling “over the hill”. You feel like your options are limited when it comes to going back to school, but that is not the reality! We are not talking about putting yourself in tens or hundreds of thousands in debt here. We are talking about real, viable options for you. To better your future and widen your horizons.

Higher Education IS For You7975543462_bd8f7f5471_b higher education

Not only does a higher education give you more options, it allows you to build confidence in your own life. It allows you to move forward in your current career or reach those dreams you have always aspired to. Whether you just never had to opportunities to obtain those dreams, or you had an obstacle put in your way, hindering you from those goals, take this as a sign to re imagine and reassess your options.

The Money

Of course, this will be mentioned. It is proven that people with a bachelor’s degree make 84% more over a lifetime than high school graduates according to LA Times. A college degree could be the boost to move you up in the company that you are already in. Or be the thing that switches you into your dreams that you never thought would be a reality.

The Personal Effects of Achieving

Not only will the money be a boost to your wallet, it will be a boost to your confidence. Higher education can put you in a position to be living much more comfortably and providing for yourself or your family. This confidence that comes from knowing that you worked hard to put yourself in a place to provide for your life, as well as being happy in the career that you are in, will fulfill your life in new an exciting ways. All you have to do is try! You can achieve your dreams!

Putting Yourself First

Its entirely possible that the reason you haven’t thought about Higher education till now, is because you have spent a large amount of your life putting other people’s needs before your own. This trait is incredibly admirable. But the people who have it often forget, that sometimes to put others first, they must invest in themselves. Like my Grandma says, “You can’t poor out of an empty vessel.” So fill your self with knowledge and resources! So that you can keep bettering the world.

Putting Yourself Out There7975205041_7a5e4b65ff_m higher education

Have you ever thought about your connections? The people that you can reach out to when you need them, or when someone you care about is in a pinch. Reaching for a higher education broadens your horizons greatly when it comes to resources and connections. The connections in your life are HUGE in getting new opportunities and putting yourself in a place to succeed in all of the things you hope to attain.

There ARE Options For You

Now, don’t panic. All of the opportunities sound amazing, and all of these reasons are valid, but how will you find the money? How will you find the time? Working higher education around your already full and adult life sounds like a messy situation. Wait. There are resources specifically for people like you! People in a tricky situation that need help bettering their lives. Find the right degree for you.

Keep fighting. Keep striving for better. Better your life, and attain your dreams.

4 Best-Kept Campus Life Secrets From the Best College Resident Advisors

Posted by morecollegeoptions | Posted in Education | Posted on 26-04-2016

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Are you ready to get off of your own real season of The Real World and head to the latest version of reality – Campus Life? Forget the club clothes (fine, right, you get ONE outfit) and make room in your tiny closet for sweat pants and eraser tips for your pencils.  It’s study time!

Allow Higher Education Assistance to Summarize – What Campus Life Secrets You Forgot on That Packing List:

  • First off, you’ll need sheets—yes, an actual notebook. Extra-Tip: Professors prefer an actual notebook with sheets of paper…you know, of the trees. They do not prefer to see eye balls peeking around your computer screen, you’ll be remembered as Apple, PC, Dell, HP… YOU will remember more of college if you sleep well.  Remember sleep? Those sheets? Short-Sheet-Feet for you? No! Remember! Extra-long college nights on campus means you need extra-long bed sheets…just for your inconvenience if you are average to shorty and then a blessing from heaven if you are an extra-tall person. Find out more here….
  • Speaking of short-sheet-feet: Who do your feet belong to? You? Or some athlete. Athlete’s foot is not going to allow your the brain space to study; that’ll be itch-it /don’t-itch-it hemispheres.  A shower might clear your mind…yes, athlete’s foot says, “Return to the mother ship for a reload…Touch these icky tiles!” Your toes are sweet piggies, are bacon, the candy of  feet to shower floor bacteria-viruses-and fungus.  This little piggy went to college….This little piggy went to the store first and bought flip-flops…This little piggy had it’s own shower and a hundred shoes in Second Life….Since this is your one life…. Find out more here.maxresdefault
  • Thirdly, feed yourself brain food. Get a bowl and put whole food in it. Bomb one test and you are back in that seat next semester. The best best-kept campus secret: who has the dorm room chow!  We hope it’s you! Feed that brain. Fact-you will forget to eat. Fact-you will forget to make it to the cafeteria before it closes. Fact-you will wake up and have missed all the breakfast hours. Be fine with the facts if you have food on the dresser….Find out more here.
  • Fourthly, psst! I’ll let you in on another little campus life secret: Apps.  Do you realize making friends at college isn’t just making college friends…it’s your stepping stone into career networking. It’s your future outlook. Plenty of successful businesses have started with college buddies unhappy with their outta-college-9-5 and who are tight…through their smartphones. Find out more here…

Go Ahead, Go Pretend These Campus Life Secrets Were in Your Repertoire of Common Sense

NOW You have your

Don’t forget to make it all possible: Get help with your tuition.  Click here to get the basics: BACK 2 SCHOOL 4 YOU.  

The post 4 Best-Kept Campus Life Secrets From the Best College Resident Advisors appeared first on Higher Education Assistance.

4 Surprising Secrets to Financing Your College Education for Free

Posted by morecollegeoptions | Posted in Education | Posted on 15-02-2016

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We’re not talking about loans here. We’re also not talking about your first year of college, fresh out of high school, when you could easily qualify for specific grants and scholarships. What happens when you’re well over the standard age many think of when going to school, or if you even have kids? Most people don’t think about whether or not it’s possible to get $5,775 in grant money, one portion of that being the Pell Grant, toward going back to college and furthering your education. Once you’re over the “hill,” that’s it.

The Truth Is You Still Have a Chance in Financing Your College Education. And, Yes, for Freefinancing your college education-1

The great thing about grants is that they don’t have to be paid back like student loans. And surprisingly, there’s plenty you don’t even realize about education and grants that would make it simple and easy on your wallet to go back to school. How so? Here are these four secrets to financing your college education without spending a dime:

Who Knew, Right? The Fact Is This:

Just one of these secrets might reveal to you the very real possibility that you can, in fact, qualify for a Pell Grant solely based on your own income merits. At any time in your life. All it takes is finding the school and your major you want to pursue, plus discussing your option with the financial aid department of the school of your choice.

Simply fill out your name and phone number here to get matched immediately. You might be well into your life, not even thinking about ever going back to school, but here’s the good news for you: now you can. And you will. Sign up today and start financing your college education immediately.

Financial aid. 4 ways to get $5,775 and grants to go back to school. over the age of 24, or you have to be married, or you have to have kids, or you have to be active in the military. If you answer yes to any of these, you qualify on your own income merits. Based on income. If you make less than $60K a year and you’re married, then you qualify for education grants.

Hey, if you’re any of these, you qualify for the Pell Grant. Now it’s up to you to determine your income requirements. Find the school and major first and talk to their financial aid department. Fill out your name and phone number. Match you with the schools that accept the Pell Grant. offer 2180

The post 4 Surprising Secrets to Financing Your College Education for Free appeared first on Higher Education Assistance.

Your Spouse Can Make a Difference When Getting the U.S. Pell Grant?

Posted by morecollegeoptions | Posted in Education | Posted on 15-02-2016

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It just so happens that the answer’s YES in this case! Scary, right? But let’s just say you’re in that situation — you actually can qualify for the U.S. Pell Grant based on your income merits. And it’s all because at some point in your life, you had walked down the aisle and said your “I DO’s.”

Marital Status Matters When Enrolling for a Pell GrantPell Grant-1

It just so happens to be one of the four requirements when seeking the Pell Grant and other grants for a total of $5,813 in funds to propel you through college in the U.S. for your first, second, third or fourth degree. Whatever the case may be, if you’re a bit tight on money, looking for a job, and wanting to advance your career, this is one simple requirement, landing you a Pell Grant that’ll make it much easier to pay the bills.

Yes, college’s expensive. But it’s worth it. Are you looking to get back into school here in the States? Need to finish your degree and life sort of ‘came first’ in your arena? That’s not a problem as there are resources here in America, and all you need to do is click here, fill out your information along with a U.S. phone number, get matched with the right schools with the access to grants, such as the Pell Grant, and let your own marital status make it happen.

Tie the Knot That Way, and You’ll Be Well on Your Way to Advancing Your Education

You can say to your spouse that it was because of him/her that you have the degree you’ve always wanted. How’s that for a Valentine’s Day gift? (Or anniversary gift, what have you) Don’t hesitate to give it a shot. You have nothing to lose. Sign up right here and include your U.S. phone number, getting you access to that grant money for school!

How Does Real Estate Agent Education Apply to Your Taxes?

Posted by morecollegeoptions | Posted in Education | Posted on 05-01-2016

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It’s important when you invest so much time, money, blood, sweat and tears learning the trick of the trade in real estate investing, home selling, and negotiations seemingly on a daily basis as the market continues to unfold, grow, dip, dive, climb and skyrocket into oblivion leaving you behind in a trail of dust. Why not get some of that investment back for your hard-earned learning in real estate agent education? Makes sense, right?

Believe It or Not, But Real Estate Agent Education Costs Can Be Written Offreal estate education-1

You just need that detailed list to discuss with your expert at ITPN right now, making sure your 2-hour tax return not only gets filed quickly, but accurately and with the best refund possible. Take stock of the investments of your real estate education right now with this list and reap the benefits:

  • Try All Sorts of Sales Books, Textbooks, Etc. Etc.
  • Continuing Real Estate Agent Education Courses
  • What About Magazine and Newsletter Subscriptions?
  • Sales Training & Coaching Falls Under Your Taxes as Well
  • Seminar Registrations? You Got It.
  • And Trade Publications, Too

Because in this real estate industry, you’re in charge of a lot to keep up with the pack (or stand above the crowd or in front as the leader). It’s a competitive game. Make your education not only work for you, but for you financially.

But You Can’t Do That Unless You Use This List!

Look at your receipts (provided you’ve saved them), itemize all of them, and then register with the Income Tax Planning Network to have your 2-hour tax return done right now. And if you’re interested in learning more about tax write-offs for real estate agents, click here! You’ll be blown away with how much you can save on your investments, blowing up your refund and getting the boost you need in your real estate business.

Why the University of Missouri Makes the Case for the “Safe Space”

Posted by morecollegeoptions | Posted in Education | Posted on 02-12-2015

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There’s been a lot of talk regarding how far some students may go to have their voices heard in a so-called “safe space” in college (particularly the University of Missouri, just in case you’re keeping an eye on the news). There’s talk about the freedom of the press. Maybe these college students are going too far? Are they being disrespectful? Are they ‘complaining’ too much? Here’s what we think:

The University of Missouri President Tim Wolfe Exactly Did Right in Resigning

Look underneath the actions of these students, and you’ll see the absolute truth: these students are University of Missouri Example Black Lives Mattergoing to school and not feeling safe at all. Their identities. Their well-being. Even their lives. They’ve been feeling threatened in a safe space that should be about learning, not about defending who they are when attacked.

A lot of actions taken to stir up the emotions of students, like one Ahmed Mohamed, are well founded, and although the press and media want the inside scoop (and rightfully deserve it), the fact is this — they’re dealing with a lot of heartache, focused on the rights all students have (not just those who are ever threatened by wrongful actions).

The outrage is warranted. Safety is paramount. This — what these students have been doing — that is freedom of speech. That’s speaking your voice. That’s standing together. That’s making a statement. Even if it’s a loud statement.

The Safe Space Makes Sense: Let’s Just Not Get Carried Away With It

We’re talking about Oklahoma Wesleyan University, of course…. But there’s a line you cross. And the University of Missouri hasn’t crossed it. Common sense. We’re all about equality, truth, safety, fellowship. Students who really want to go to school and learn will complain about whether or not they can learn in safety!

This applies to everything from the safe spaces in home renting, real estate, education, the workspace, legal rights, entertainment. Everything. So let us make this clear: we’re going to start right here. With education. Need to go back to school? Let’s all make sure you can advance your future career safely.

Why Optional Review Sessions Matter to the Smart College Student

Posted by morecollegeoptions | Posted in Education | Posted on 10-07-2015

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Even the wisest college student might think that the entire schedule on a syllabus is mandatory and that anything “extra” is, well, just extra — meaning NOT NECESSARY. And they’re right. If a college professor offers additional work to be done and time to be invested, that’s up to the discretion of the college student. Taking advantage of those optional review sessions isn’t a requirement, but here’s the thing:

This Is Your Education We’re Talking About: So as a Smart College Student, Consider Every Resource Carefullycollege student review sessions

Who knows — the smart college student might gain an incredible advantage by attending any optional review sessions, plus you get some great face time and individual attention from the professor or TA. Invest in the possibility. Those additional review sessions are not, in fact, a waste of time.

The big bonus is the fact that you might have an extra incentive, a college professor who will consider you more specifically as an academic of excellence, especially with your term paper. There might be some specifics on that mid-term or final exam that no other student would otherwise learn about unless you happen to put your best foot forward and invest that extra time. It’s a lifelong lesson. The more time you put into something, the better your outcome or result might be.

Don’t be surprised if college professors often think like this. They may offer those “optional review sessions” as a fine print on the syllabus, but the trick is that he or she then hopes some college students will actually show up. This filters out the aggressive learners from the wastes of time in the lecture hall. Think about it. It makes it that much easier to gauge who should get the grade — and who, well, shouldn’t.

Your Education Is All About Strategy

It’s a mission. You have certain tactics to improve your college life. Use them. And, for sure, this one about those optional review sessions is just another weapon in your arsenal on your quest to landing your professional career with the degree in which you have a passion.

One Shot, One Opportunity: Yes, the Syllabus Has Only One Exam!

Posted by morecollegeoptions | Posted in Education | Posted on 10-07-2015

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Eminem said it best…. “One shot, one opportunity.” Seize everything you wanted. Capture it, and most definitely don’t let it slip. Some intense stuff, right? College is like that.

College Is Your One Shot. Your One Opportunity. Completely Defined in the Syllabus.syllabus Eminem

You may notice that that piece of paper called a “syllabus” will have a bulk of information, but don’t be surprised if you just see one exam dated on there. It’s not a typo. There won’t be any pop quizzes either (much, because you never know whether or not you’re going to have a tricky college professor on your hands). You most likely will have just one exam or term paper to write. And that’s it. But don’t be fooled. This won’t be an easy street for you to walk on. Such is college life and many methods to take in living it efficiently.

The fact is your participation, attention, research and study will greatly affect how you do on this one exam on the syllabus. Don’t think this will be a simple multiple choice affair along with a study guide your high school teachers used to provide to you. It’s all on you. Your syllabus says it best like that.

You, Therefore, Need to Make Your Education Count

Classes and careers hold hands like that in a big way. You call the shots. You either sink or swim. That one exam you’re going to take, whether it’s a mid-term or a final, or just that term paper, absolutely must shine like gold. So put your all into it. No CliffsNotes. All research. Multiple sources. Your textbooks. Train yourself. Repetition, repetition, repetition.

You’ll then realize that while the syllabus states that you’re going to have to deal with one exam, just know one thing: that one exam listed in the syllabus will make the difference between you landing that high-salary job or just working out of a fast-food joint on Detroit’s 8-Mile. Word.

5 Phenomenal Ways Your College Education Ties in to Your Future Finances

Posted by morecollegeoptions | Posted in Education | Posted on 09-07-2015

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Isn’t it obvious? College is preparation for life. It’s a linear cycle when you think about it. You were a kid, going to school, learning about basic responsibility to prepare for high school. High school prepared you for your college education, increasing the stakes. And now that you’re in (or going to be) a big university, this is where you learn some of the fiercest lessons in life — how to manage your money, manage your schedule, your career, your everything. This is your launching pad. Your college education is your shuttle to the new frontier.

So It Would Make Sense That There Are Secrets to Maximizing Your Collegecollege education whiteboard Education

Something this phenomenal has to go beyond the everyday textbook or syllabus when you think about it. If a college education prepares you for the world, you’d think that chalkboards or whiteboards and homework wouldn’t cut it much! You’re correct.

These ways a college education can benefit you the most might shock you. Use these tricks of the trade and then apply them to your life beyond that college education. Trust us; you’ll need these secrets:

Take Notes, Because There Will Be a Pop Quiz!

Are we clear on the info, ladies and gentlemen? Good. You’d be surprised at how much easier this makes your financial life in college, plus true-blue real-life application of how you can utilize every resource at your disposal to ensure your professional life bears the best of corporate fruit over in National Jobs Online or any of these job sites. Happy hunting and don’t forget the lava lamps!

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