4 Reasons Why Financial Aid and Scholarships Are More Important Than Ever

Posted by Willow Tufts | Posted in Education | Posted on 24-06-2016

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We think it’s important that you understand the bigger picture as to why scholarships have become so essential to the majority of students who want to graduate with a college degree and why it’s imperative that you understand that scholarships can be vital to your post-college success. Here are the top five reasons why you can’t afford not to apply for scholarships now.

1) College Costs A LOT More Than It Used To

17123240849_14b0883f48_b scholarshipsAccording to The National Center For Education Statistics, in 1984 the average tuition price of a 4 year institution was $4,747. As of 2014, the cost for the same was $24,706. Wow. As you can see, in 1984, it was entirely possible for a student to work their hardest and come quite close to covering the cost of school. But today, it isn’t even remotely possible today. According to my math, the maximum hours that a full time student could work would be 30 hours a week. With 52 weeks a year, that is 1,560 working hours a year. Keep following me… with tuition being on average $24,706 a student would need to make $15.84 an hour. Now lets just pause and think about that for a second; who on Earth is going to hire an 18 year old college freshman and pay them $15.84 an hour? Much less the amount of money that they would have to pay them to also cover the cost of their food, housing, utilities, and other expenses of the average human. That would be minimum of $20 an hour.

Now with all of that in mind, its making scholarships look more and more crucial isn’t it?

2) The Cost Of College Living Is Up

Living at college is a whole other ball game than living anywhere else. Students pay an arm and a leg just to have a place to lay their head and a freezer to store their pizza rolls. Rent can be anywhere from $600 to $1500 a month for the most basic of living spaces in a college town. And on-campus housing isn’t any more forgiving. Dedicating time to searching for the right scholarships or grants can be a life saver for your wallet and your future.

3) State Support For Students Has Decreased Substantially

Although it looks like America may have weathered the recession (let’s hope), many states are still struggling from the economic slump and most have made large cuts in public service funding, including higher education. As a result, public colleges and universities have increased tuition, meaning you’re probably going to pay more now.

48231671430_e83d55aa51_b scholarships) Without Scholarships, You Will Owe A LOT Of Money

One quarter of the U.S. population—70 million people—owe a collective $700 billion in student loan debt. Sounds like a lot, doesn’t it? It is. According to the Institute for College Access and Success, the average college graduate has acquired $24,000 in student loans by the time they graduate, and that figure is likely to increase.


Now that you fully understand the serious nature of this, don’t lose hope. There are resources for you to get the scholarships and grants that you need. The Sub Prime Credit Store’s experts will connect you with every available scholarship and financial resource in your state as well as National government agencies, local grants and scholarship funds. With their help, going to school won’t be an obstacle, but an opportunity.





4 Best-Kept Campus Life Secrets From the Best College Resident Advisors

Posted by morecollegeoptions | Posted in Education | Posted on 26-04-2016

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Are you ready to get off of your own real season of The Real World and head to the latest version of reality – Campus Life? Forget the club clothes (fine, right, you get ONE outfit) and make room in your tiny closet for sweat pants and eraser tips for your pencils.  It’s study time!

Allow Higher Education Assistance to Summarize – What Campus Life Secrets You Forgot on That Packing List:

  • First off, you’ll need sheets—yes, an actual notebook. Extra-Tip: Professors prefer an actual notebook with sheets of paper…you know, of the trees. They do not prefer to see eye balls peeking around your computer screen, you’ll be remembered as Apple, PC, Dell, HP… YOU will remember more of college if you sleep well.  Remember sleep? Those sheets? Short-Sheet-Feet for you? No! Remember! Extra-long college nights on campus means you need extra-long bed sheets…just for your inconvenience if you are average to shorty and then a blessing from heaven if you are an extra-tall person. Find out more here….
  • Speaking of short-sheet-feet: Who do your feet belong to? You? Or some athlete. Athlete’s foot is not going to allow your the brain space to study; that’ll be itch-it /don’t-itch-it hemispheres.  A shower might clear your mind…yes, athlete’s foot says, “Return to the mother ship for a reload…Touch these icky tiles!” Your toes are sweet piggies, are bacon, the candy of  feet to shower floor bacteria-viruses-and fungus.  This little piggy went to college….This little piggy went to the store first and bought flip-flops…This little piggy had it’s own shower and a hundred shoes in Second Life….Since this is your one life…. Find out more here.maxresdefault
  • Thirdly, feed yourself brain food. Get a bowl and put whole food in it. Bomb one test and you are back in that seat next semester. The best best-kept campus secret: who has the dorm room chow!  We hope it’s you! Feed that brain. Fact-you will forget to eat. Fact-you will forget to make it to the cafeteria before it closes. Fact-you will wake up and have missed all the breakfast hours. Be fine with the facts if you have food on the dresser….Find out more here.
  • Fourthly, psst! I’ll let you in on another little campus life secret: Apps.  Do you realize making friends at college isn’t just making college friends…it’s your stepping stone into career networking. It’s your future outlook. Plenty of successful businesses have started with college buddies unhappy with their outta-college-9-5 and who are tight…through their smartphones. Find out more here…

Go Ahead, Go Pretend These Campus Life Secrets Were in Your Repertoire of Common Sense

NOW You have your

Don’t forget to make it all possible: Get help with your tuition.  Click here to get the basics: BACK 2 SCHOOL 4 YOU.  

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Your Army Ranger Son or Daughter’s Pell Grant Application

Posted by morecollegeoptions | Posted in Education | Posted on 15-02-2016

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What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

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4 Surprising Secrets to Financing Your College Education for Free

Posted by morecollegeoptions | Posted in Education | Posted on 15-02-2016

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We’re not talking about loans here. We’re also not talking about your first year of college, fresh out of high school, when you could easily qualify for specific grants and scholarships. What happens when you’re well over the standard age many think of when going to school, or if you even have kids? Most people don’t think about whether or not it’s possible to get $5,775 in grant money, one portion of that being the Pell Grant, toward going back to college and furthering your education. Once you’re over the “hill,” that’s it.

The Truth Is You Still Have a Chance in Financing Your College Education. And, Yes, for Freefinancing your college education-1

The great thing about grants is that they don’t have to be paid back like student loans. And surprisingly, there’s plenty you don’t even realize about education and grants that would make it simple and easy on your wallet to go back to school. How so? Here are these four secrets to financing your college education without spending a dime:

Who Knew, Right? The Fact Is This:

Just one of these secrets might reveal to you the very real possibility that you can, in fact, qualify for a Pell Grant solely based on your own income merits. At any time in your life. All it takes is finding the school and your major you want to pursue, plus discussing your option with the financial aid department of the school of your choice.

Simply fill out your name and phone number here to get matched immediately. You might be well into your life, not even thinking about ever going back to school, but here’s the good news for you: now you can. And you will. Sign up today and start financing your college education immediately.

Financial aid. 4 ways to get $5,775 and grants to go back to school. over the age of 24, or you have to be married, or you have to have kids, or you have to be active in the military. If you answer yes to any of these, you qualify on your own income merits. Based on income. If you make less than $60K a year and you’re married, then you qualify for education grants.

Hey, if you’re any of these, you qualify for the Pell Grant. Now it’s up to you to determine your income requirements. Find the school and major first and talk to their financial aid department. Fill out your name and phone number. Match you with the schools that accept the Pell Grant. offer 2180

The post 4 Surprising Secrets to Financing Your College Education for Free appeared first on Higher Education Assistance.

Your Spouse Can Make a Difference When Getting the U.S. Pell Grant?

Posted by morecollegeoptions | Posted in Education | Posted on 15-02-2016

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It just so happens that the answer’s YES in this case! Scary, right? But let’s just say you’re in that situation — you actually can qualify for the U.S. Pell Grant based on your income merits. And it’s all because at some point in your life, you had walked down the aisle and said your “I DO’s.”

Marital Status Matters When Enrolling for a Pell GrantPell Grant-1

It just so happens to be one of the four requirements when seeking the Pell Grant and other grants for a total of $5,813 in funds to propel you through college in the U.S. for your first, second, third or fourth degree. Whatever the case may be, if you’re a bit tight on money, looking for a job, and wanting to advance your career, this is one simple requirement, landing you a Pell Grant that’ll make it much easier to pay the bills.

Yes, college’s expensive. But it’s worth it. Are you looking to get back into school here in the States? Need to finish your degree and life sort of ‘came first’ in your arena? That’s not a problem as there are resources here in America, and all you need to do is click here, fill out your information along with a U.S. phone number, get matched with the right schools with the access to grants, such as the Pell Grant, and let your own marital status make it happen.

Tie the Knot That Way, and You’ll Be Well on Your Way to Advancing Your Education

You can say to your spouse that it was because of him/her that you have the degree you’ve always wanted. How’s that for a Valentine’s Day gift? (Or anniversary gift, what have you) Don’t hesitate to give it a shot. You have nothing to lose. Sign up right here and include your U.S. phone number, getting you access to that grant money for school!

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